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Free tools

Calculators that answer the money questions

Six free tools built around UK tax rules and real startup costs. Nothing to install, no account, and your numbers never leave your browser.

Six tools, zero cost

Plan the numbers before you spend

Startup Cost Calculator

One-off costs£0
Contingency buffer£0
3 months running costs£0
Cash you need to launch£0

Business Name Generator

Always check availability on Companies House and a UK domain registrar before you commit.

Pricing Calculator

Revenue you must invoice£0
Billable hours per year0
Day rate (7.5 hrs)£0
Minimum hourly rate£0

Self-Assessment Estimator

Taxable profit£0
Income Tax£0
Class 4 National Insurance£0
Effective rate0%
Set aside for HMRC£0

Estimate only, based on 2025/26 England & NI rates. Confirm with an accountant.

Runway Calculator

Net burn in month 1£0
Break-even month
Runway0 months

Business Plan Generator

How to use them

Get the most out of each tool

Startup Cost Calculator

Add every launch cost plus a contingency buffer and see the true amount of cash you need.

Business Name Generator

Generate brandable UK business names from your keywords, with .co.uk domain ideas.

Business Plan Generator

Produce a lender-ready business plan you can copy or download as a text file.

Pricing Calculator

Work out the hourly and day rate you must charge to hit your target take-home pay.

Self-Assessment Estimator

Estimate Income Tax and Class 4 National Insurance on your self-employed profit.

Runway Calculator

See how many months your savings last as revenue grows month on month.

Numbers look good?

Pick the idea that matches your budget and get started this week.

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